SR-22 in Phoenix , AZ

The SR-22 requirement is a state-mandated certification that proves a driver has the necessary auto insurance coverage to meet Arizona’s financial responsibility laws. This certification is often required for drivers whose licenses were suspended or revoked due to severe traffic violations, such as DUIs or multiple at-fault accidents. Obtaining SR-22 compliant auto insurance is critical in reinstating driving privileges and demonstrating financial responsibility.

What Does SR-22 Compliant Coverage Include?

SR-22 compliant auto insurance must meet the state’s minimum liability coverage requirements. This includes bodily injury liability coverage, which may pay for injuries to others if you are at fault in an accident, and property damage liability coverage, which may pay for damage to another person’s property. These coverages pay only up to the policy’s dollar limits, which are low in Arizona. Your agent may recommend purchasing more liability coverage, depending on your situation.

Beyond meeting the minimum liability requirements, SR-22 compliant auto insurance can also provide additional coverage options to enhance your protection. For instance, you may choose to add comprehensive and collision coverages, which can help pay for repairs to your vehicle in the event of an accident, theft or other covered incident. Uninsured and underinsured motorist coverage is another valuable option, offering protection if you are in an accident with a driver who lacks sufficient insurance.

How to Get Compliant Insurance

An experienced insurance agent can help you select the right coverage to meet your needs and ensure your policy includes the necessary SR-22 certification. This form is typically filed with the Arizona Department of Transportation (ADOT) to verify your compliance with state laws.

Our team can provide the guidance and support necessary to ensure you are fully compliant with your SR-22 requirement. Contact Always Insured for an auto insurance quote.